This “No Cost EMI Offer” is brought by Harman International India Private Limited (”Harman”). Customer who purchase any JBL products worth Rs 10,000 and above from ‘’ (“Product/s”) can avail this No Cost EMI offer (limited to 3 or 6 EMIs only).


The offer shall remain valid for purchases made between 17th March 2021 (00:00 hours) to 30th April 2022 (23:59 hours) (“Offer Period”).


►  Any Indian citizen above the age of 18 who purchase any JBL product worth Rs 10,000 or more from ‘’ (“Customer”) during the Offer Period. No other customers will be able to avail of this offer

► The offer will be applicable for selected Banks Credit Card only. The Offer is not applicable for Net Banking, Debit Cards, Wallet payments or Pay on Delivery payment methods.

► No Cost EMI is available for tenure options of 3 / 6 months only.

► Please check the list of participating Banks before availing. The discretion to allow the payment lies with the Bank issuing the credit card. Harman will have no obligation or liability in the event the bank refuses to process the transaction for any reason

► The Offer is not valid for any purchase or redemption on offline, LFR or General Trade.


► Visit Select any product worth Rs.10,000 or more which you wish to purchase and click on add to cart.

► At the check-out page, select required months No Cost EMI & proceed.

► For any queries or assistance, please email


Please read these Terms & Conditions carefully. By proceeding with availing this Offer, the Customer agrees to be legally bound by these Terms & Conditions. If the Customer does not agree, the Customer should not subscribe to this Offer. By subscribing or registering to Offer, the Customer warrants that (i) he/she has read understood and agree to the Terms and Conditions (ii) accuracy, truthfulness & currency of all information that he/she has submitted.

1. The Offer is provided at the sole discretion of Harman. Harman reserves the right at any time, without prior notice, to add or vary all or any of these terms and conditions replace, wholly or in part the Offer or to withdraw it completely.

2. Nothing herein amounts to a commitment by Harman to conduct further, similar or other offers.

3. Customers are not bound in any way to participate in this Offer. Any participation is voluntary and the Offer is being made purely on a best effort basis. 

4. Any additional Bank T&Cs such as the card member agreement shall continue to apply to the Customers participating in the Offer.

5. Customer will be responsible to consult the bank on the mechanics of cancellations, refunds or pre-closures affecting the terms of the EMI offered, and the details of the interest or cancellation charges that may be levied for the same and to be aware of all relevant terms and conditions in this regard.

6. Harman will not charge a processing fee for availing the No Cost EMI option. However, the relevant bank may charge processing fees or cancellation charges as per their own internal policies. Such charges shall be paid by Customer to the relevant bank and Harman will have no liability or obligation to refund such charges in the event of return or cancellation orders.

7. The participation of Customer in the Offer would automatically revoke any refund, return or cancellation policy available on any Product. This would not affect the right to claim a replacement or repair of any such Product which is found to be defective. Harman liability for such repair or replacement will be only limited to the actual amount paid by the Customer for the purchase of the Product. In case of any return or refund in an EMI transaction, interest already billed in a particular transaction will not be refundable under any circumstances.

8. Products offered under this Offer are subject to availability and Harman in no circumstances shall be liable for non-availability of any of the products.

9. Under no circumstance will the offer/discount being offered under this Program be settled with cash in lieu by Bank or by Harman.

10. Customer cannot combine multiple invoices (even if purchased on the same day) to avail the offer. The Products must be purchased in one single transaction.

11. Any Customer who manipulates the Offer in any manner shall be liable for disqualification at the sole discretion of Harman. In such event, Harman shall not be liable to consider even a valid registration by the Customer thereafter.

12. Customer hereby irrevocably authorize Harman and its associates to use the data gathered in relation to the Offer. By participating in the Offer, Customer confirms to waive the applicability of rules and regulations of the National Do Not Call Registry and agrees to receive updates and promotional messages / SMS / Email / Call for current and Offer from Harman.

13. All incidental costs, taxes or levies related to the Offer, if any, shall be exclusively borne by the Customer. Harman will not be responsible for the same or any cost incurred by the Customer.

14. Customer hereby agrees and undertakes to hold harmless and indemnify Harman and/or any of its affiliates, their respective directors, officers employees, agents, vendors, for or liable for any actions, claims, demands, losses, damages, costs, charges, and expenses, either direct or remote that they may/might have suffered, sustained or incurred, or claim to suffer, sustain or incur, by way of and/or on account of (i) violation of these terms and conditions, by Customer; (ii) any action or inaction resulting in willful misconduct or negligence on the part of the Customer.

15. Customer hereby agrees and undertakes that if he/she fail in timely payment of EMI, there may be additional interests/penalty which may be levied by the Bank which may be higher than the discount offered under this scheme

16. Customer hereby agrees and undertakes that he/she will need to pay applicable EMI and interest on total value of the order at the time of payment to the bank in accordance with the terms applicable to the credit card. The interest cost charged by the bank over time is being given back to Customer upfront at the time of this purchase and netted off in the Invoice amount.

17. Harman will not be responsible for any problem or technical malfunction of any telephone or network or lines, servers or providers, computer equipment, software, technical problems or traffic congestion on a mobile network, or any combination thereof, or any other technical failures including any damage to the Customers or any other person's mobile handset or computer, related to, or resulting from, participation in this promotion or the downloading of any materials related to this Offer.

18. The Offer is void where prohibited or restricted by law, and is subject to all applicable/mandatory national, state and local laws.

19. The Offer subject to force majeure circumstances or any circumstance beyond the reasonable control of Harman.

20. In case of any dispute the decision of Harman shall be final and binding on all the parties. All disputes shall be subject to the exclusive jurisdiction of the courts at Bangalore only.